[Grounded63]

No, it won't show up as a totaled / salvaged vehicle. Unless you give up control of the vehicle / paperwork / ownership, and it is processed through the " system "

If your insurance company determines your vehicle is totaled. Its based on total value vs cost to fix. Not because there was significant damage to drive train, suspension or passenger compartment. The only thing that will show up, is that an insurance claim was paid out on that vehicle. As long as you don't give up possession of the vehicle or paperwork.

If your vehicle is determined to be totaled by your insurance company, according to them. They will say its valued at x,xxx. They will basically be buying your vehicle from you for that amount minus your deductible. BUT, your not required to give up your vehicle to them. Tell them you want to keep your vehicle. It's sometimes referred to as buying your vehicle back. They will then asign it a scrap or savage value. They will deduct that salvage value from the claim amount also. ( the salvage / scrap value for mine was 350ish ) Thats what they will pay out on the claim. The vehicle and paperwork was never processed completely through the system, because you choose to keep it. So its status will not have changed with the state or dmv. Thats sorta the simplified version.