[rpmerf]

Allstate. I don't cover any of my own vehicles, just state minimum to cover other motorists if I am at fault. Mathing it out, I would pay the value of my vehicles every 2 years or so for full coverage. Any one of my vehicles would be totaled if they ever got in an accident. I've had 4 or so vehicles that have been in accidents that could had been totaled, but I repaired them for between $100 and $500.