[Dan in Pasadena]

^^^ Thanks you guys^^^

I kinda agonized over whether I should pull the plug even though I reached 63 on December 1st - which is the “magic” age for my CalPERS pension.

Then the week of Thanksgiving I found out my best friend in middle school and high school had died. We hadn’t been in touch in a long time but mutual friends told me he’d been struggling with alcoholism, was estranged from his whole family, and died at home alone and no one knew until the police were called days later. An awful way to go out in my opinion. It made me sad, and made me more determined to make the absolute most out of my retirement years. Sorry for the sob story but its the real reason behind the kinda sudden decision.