Finally got my pathfinder back but... - The 1947 - Present Chevrolet & GMC Truck Message Board Network

70' GMC · 03-09-2018, 09:23 PM

My interior has been burned from cigarettes or something another and something like a minor minor fender bender on passenger side and stuff stolen roughly a grand hidden in a spot for bills and gas and food. I don't even know who stole it or anything. Is there anything I can do? Or am I just stuck with it. Even my fresh alignment from November is like it wasn't even done. My gas cap thing door is being a pain in the butt

harpo231 · 03-09-2018, 09:28 PM

If it was stolen,ins should cover

70' GMC · 03-09-2018, 09:30 PM

Even seats being burned from cigarettes? They even had a tag for Alabama to put on it

PanelDeland · 03-09-2018, 09:37 PM

You can ask ins. if they will cover but, keep in mind that they may raise your rates or they may refuse coverage since you said you had recently moved (some of your rate depends on where you live). I had a toolbox stolen from a company truck once. They broke a window to get it. It was in my driveway. The company ins. paid for the window but not my toolbox. On the other hand, my homeowners paid for the tools and box because it was in my home driveway. I was out of town and had forgotten the toolbox was in the truck or it would have been in the garage.

70' GMC · 03-10-2018, 07:27 AM

Drove it and it's pulling to the left I just did alignment back in late October early November. I have to pay a car payment for it and now I don't want it due to the damage especially interior.

**Stocker** · 03-10-2018, 10:59 AM

State laws differ, insurance companies differ, policies within the same company differ.... there are no simple answers to your questions & concerns. Your insurance agent may be the best source for accurate information.

**GOPAPA** · 03-10-2018, 11:46 AM

I do not think they will cover any money loss

harpo231 · 03-10-2018, 03:21 PM

What I meant was find out what your policy covers , All could be considered vandalism and could be covered,You need to know your coverage...!

alsriv2 · 03-12-2018, 01:42 PM

If I had that happen to me, unless the vehicle was a family treasure of some sorts, I would do my best to get the insurance to fix it up and clean it, then I would sell it or trade it in on something better.
I could never keep a vehicle that someone else had stolen, trashed and damaged.

67ChevyRedneck · 03-12-2018, 02:14 PM

Depends on how your insurance is set up.

Most are set up like this:

Quote:

Because vehicle theft falls under the umbrella of comprehensive coverage, you'll need to pay your deductible to get a cash settlement when the car isn't found. ... If your stolen car is found and there's damage, comprehensive can help cover the cost of repairs, and you'll pay your deductible as you normally would.

And that's only if you have comprehensive coverage.

If you have a $500-1,000 Deductible, your damage sounds like it's less than that, so filing a claim would only cost you money and higher rates.

The insurance company won't cover the cash you lost.

Sounds like someone you know stole it and dumped it, they just wanted the 1K in cash you had in it.

**leddzepp** · 03-12-2018, 02:21 PM

Quote:

Originally Posted by 67ChevyRedneck

Sounds like someone you know stole it and dumped it, they just wanted the 1K in cash you had in it.

Bingo

jchav62 · 03-12-2018, 03:26 PM

Did you have full coverage on it?

Coley · 03-12-2018, 05:18 PM

As already mentioned here.....
Here is the simple question:

Did you have insurance on the vehicle?

(...if so, did you have full coverage....or something very minimal?)

Ok, let's start there.

Coley

'63GENIII · 03-13-2018, 12:25 AM

Quote:

Originally Posted by Coley

As already mentioned here.....
Here is the simple question:

Did you have insurance on the vehicle?

(...if so, did you have full coverage....or something very minimal?)

Ok, let's start there.

Coley

That there is the question.

Even though in CA insurance is mandatory (and may very well be in other states), I think that any car that has a loan on it would require full or comprehensive coverage, no? I would think that if I was in the business of loaning money that I would also want my ends covered.

Every year on the very day that my homeowners policy renews, I get a letter from the bank stating that I have 5 business days to submit proof of homeowners insurance or "an insurance policy will be provided for you at an additional cost". I call the agent and every time they have already sent the policy to the bank. The banks aren't gonna expose themselves one bit if they can help it.

I haven't had a bunch of auto loans to know for sure, but would think the banks want to cover their tails just the same.

67ChevyRedneck · 03-13-2018, 11:13 AM

The problem will be his deductible. Unless the "fender bender" is some serious damage, it *sounds* to me like everything the insurance company would pay out on would be less than his deductible, or close enough to where you have to decide if you want to file and maybe pay a higher rate, or just take care of it yourself.

He needs to figure out what his insurance will and won't cover and what his deductible would be.

Coley · 03-13-2018, 12:14 PM

Quote:

Originally Posted by 67ChevyRedneck

......... and maybe pay a higher rate, or just take care of it yourself.

He needs to figure out what his insurance will and won't cover and what his deductible would be.

....I'm starting to think that is the issue right there....no insurance, just a theft recovery on this one, with the recovered vehicle being found in abused condition.

70' GMC · 03-13-2018, 01:12 PM

I have full coverage with USAA

70' GMC · 03-13-2018, 01:13 PM

I just want it back the way it was especially when I have to pay 507.77 a month for a car payment

cypressbog · 03-13-2018, 01:14 PM

I know your cash won't be reimbursed. It's kinds like telling insurance you had a block of gold under the seat.

70' GMC · 03-13-2018, 01:19 PM

Well it better be fixed after this I'm getting rid of USAA sorry ass insurance company

**FleetsidePaul** · 03-14-2018, 02:03 AM

Quote:

Originally Posted by 70' GMC

I'm getting rid of USAA sorry ass insurance company

Do you really think a new one will be any better?

cypressbog · 03-14-2018, 01:45 PM

Quote:

Originally Posted by FleetsidePaul

Do you really think a new one will be any better?

None of the insurance companies are there to work for you. I had AllState back in the 90's and was hit by an uninsured and unlicensed driver that was also drunk. AllState refused to pay any pain and suffering and we went to court. I had my attorney and drunk dude had his. Allstate had a lawyer there representing me and the other drunk. The Allstate lawyer for the drunk totally confused and clouded the entire case, enough, the jury said no pain and suffering because I was partly at fault for just being there, and I should have taken extraordinary measures knowing the drunk was going to hit my car. Total crap!

el_fantasma · 03-15-2018, 01:38 PM

Last year a woman hit my truck http://67-72chevytrucks.com/vboard/showthread.php?t=749142
AAA was great, contacted me proactively and even paid for a rental car.

Two years ago a guy hit me on my bicycle and broke my arm. The other drivers insurance was farmers and we’re going to trial on that one. I’ll get the initial amount offered by farmers and 2/3 of whatever else my attorney gets. Can’t really lose on that one but you have to be patient. Insurance companies like to drag these out in hopes you will settle.

Killer Bee · 03-15-2018, 02:22 PM

Quote:

Originally Posted by 70' GMC

Well it better be fixed after this I'm getting rid of USAA sorry ass insurance company

you're obviously not doing something right or don't know much about insurance..

good luck with your recovery of loss.

CountofMonteCarlo84 · 03-15-2018, 02:34 PM

You keep a $1,000 in your car? lol I won't even leave 50 cents in the cup holder.

03-09-2018, 09:23 PM	#1
70' GMC HERE.......Somewhere Join Date: Oct 2006 Location: Birmingham AL Posts: 2,488	Finally got my pathfinder back but... My interior has been burned from cigarettes or something another and something like a minor minor fender bender on passenger side and stuff stolen roughly a grand hidden in a spot for bills and gas and food. I don't even know who stole it or anything. Is there anything I can do? Or am I just stuck with it. Even my fresh alignment from November is like it wasn't even done. My gas cap thing door is being a pain in the butt __________________ Current rides: 2013 Hyundai elantra gt DD 1995 camaro my first crush lmao Was: 1970 with a 350 4barrel and 288 horses Classics make it possible!

03-09-2018, 09:28 PM	#2
harpo231 Registered User Join Date: Nov 2014 Location: Lincoln City DE Posts: 1,292	Re: Finally got my pathfinder back but... If it was stolen,ins should cover __________________ Stan 67 swb BLU MULE posted via flip-fone

03-09-2018, 09:30 PM	#3
70' GMC HERE.......Somewhere Join Date: Oct 2006 Location: Birmingham AL Posts: 2,488	Re: Finally got my pathfinder back but... Even seats being burned from cigarettes? They even had a tag for Alabama to put on it __________________ Current rides: 2013 Hyundai elantra gt DD 1995 camaro my first crush lmao Was: 1970 with a 350 4barrel and 288 horses Classics make it possible!

03-09-2018, 09:37 PM	#4
PanelDeland I am a Referee of life. Join Date: Jun 2000 Location: Greensboro N.C. Posts: 13,993	Re: Finally got my pathfinder back but... You can ask ins. if they will cover but, keep in mind that they may raise your rates or they may refuse coverage since you said you had recently moved (some of your rate depends on where you live). I had a toolbox stolen from a company truck once. They broke a window to get it. It was in my driveway. The company ins. paid for the window but not my toolbox. On the other hand, my homeowners paid for the tools and box because it was in my home driveway. I was out of town and had forgotten the toolbox was in the truck or it would have been in the garage. __________________ The 47-present Chevrolet and GMC Truck Message Board Network,it's owners,moderators,members,and associates of any type should not be held responsible for my opinion. You can't fix stupid,not even with duct tape. "My appearance is due to the fact that "GOD" does punish you for having too much fun!" Barrett-Jackson has perfected alchemy,they make rust into gold! "You can lead a horse to water but you can't saddle a duck" "Cleverly disguised as a 'Responsible Adult' "Sometimes your Knight in shining armor is just a retard in tinfoil"

03-10-2018, 07:27 AM	#5
70' GMC HERE.......Somewhere Join Date: Oct 2006 Location: Birmingham AL Posts: 2,488	Re: Finally got my pathfinder back but... Drove it and it's pulling to the left I just did alignment back in late October early November. I have to pay a car payment for it and now I don't want it due to the damage especially interior. __________________ Current rides: 2013 Hyundai elantra gt DD 1995 camaro my first crush lmao Was: 1970 with a 350 4barrel and 288 horses Classics make it possible!

03-10-2018, 10:59 AM	#6
Stocker 20' Daredevil (Ret) Join Date: May 2003 Location: Jefferson State Posts: 13,495	Re: Finally got my pathfinder back but... State laws differ, insurance companies differ, policies within the same company differ.... there are no simple answers to your questions & concerns. Your insurance agent may be the best source for accurate information. __________________ - Mike - 1972 K20 LWB 350/350/205 RIP El Jay

03-10-2018, 11:46 AM	#7
GOPAPA "Tail Gate Best Seat In House" Join Date: Oct 2007 Location: Nampa Idaho Posts: 7,338	Re: Finally got my pathfinder back but... I do not think they will cover any money loss __________________ When you learn a thing a day you store up smart.

03-10-2018, 03:21 PM	#8
harpo231 Registered User Join Date: Nov 2014 Location: Lincoln City DE Posts: 1,292	Re: Finally got my pathfinder back but... What I meant was find out what your policy covers , All could be considered vandalism and could be covered,You need to know your coverage...! __________________ Stan 67 swb BLU MULE posted via flip-fone

03-12-2018, 01:42 PM	#9
alsriv2 Registered User Join Date: Sep 2010 Location: Formerly MD and San Diego, now loving life in Arizona Posts: 1,636	Re: Finally got my pathfinder back but... If I had that happen to me, unless the vehicle was a family treasure of some sorts, I would do my best to get the insurance to fix it up and clean it, then I would sell it or trade it in on something better. I could never keep a vehicle that someone else had stolen, trashed and damaged. __________________ Alan 2012 Ram 3500 Dually Crew Cab 6.7 Cummins 2014 Palomino Columbus 340RK 5th wheel '69 Chevy C10 396BB

03-12-2018, 03:26 PM	#12
jchav62 1962 C-10 Join Date: Apr 2005 Location: Las Vegas, New Mexico Posts: 4,978	Re: Finally got my pathfinder back but... Did you have full coverage on it? __________________ Joseph Chavez "See the USA in a Chevrolet!!" ......................_____ .........________//__{\_____ ,,,,,,,/__(O)___//___/__(O)_/ 1962 C10 Shortbed Fleetside 327/th350 GV overdrive 1974 C10 Longbed Fleetside 350/th350 "The Trash Truck" 1999 Chevy 2500 OBS, Longbed 5.7/4L80E 4x4 2015 GMC Sierra SLE 1500 4x4

03-12-2018, 05:18 PM	#13
Coley Registered User Join Date: Oct 2011 Location: Victoria, B.C Posts: 3,794	Re: Finally got my pathfinder back but... As already mentioned here..... Here is the simple question: Did you have insurance on the vehicle? (...if so, did you have full coverage....or something very minimal?) Ok, let's start there. Coley __________________ ....for some men, there is experience, skill and effort....for the others...there is visa and UPS LOL 1966 Chevy 1/2 ton (Florida- Red/white) 1972 Chevy 1/2 ton (California- Blue/white) 2005 Chevy Silverado HD2500/Duramax 2000 Dodge Ram 1500

03-13-2018, 11:13 AM	#15
67ChevyRedneck Hittin E-Z Street on Mud Tires Join Date: Nov 2004 Location: Greenville, SC Posts: 23,090	Re: Finally got my pathfinder back but... The problem will be his deductible. Unless the "fender bender" is some serious damage, it sounds to me like everything the insurance company would pay out on would be less than his deductible, or close enough to where you have to decide if you want to file and maybe pay a higher rate, or just take care of it yourself. He needs to figure out what his insurance will and won't cover and what his deductible would be. __________________ Jesse James 1967 C10 SWB Stepside: 350/700R4/3.73 1965 Ford Mustang: 289/T5-5spd/3.25 Trac-Loc 1968 Pontiac Firebird: Project Fire Chicken! 2015 Silverado Double Cab 5.3L Z71 2001 Jeep Wrangler Sport 4.0L 5spd 2020 Chevrolet Equinox Premium 2.0L Turbo 2011 Mustang V6 ~ Wife's ride American Born, Country by the Grace of God 1967 CST Shop Truck Rebuild! My 1967 C-10 Build Thread My Vintage Air A/C Install Project "On a Dime" Trying my hand at Home Renovation! 1965 Mustang Modifications!

03-13-2018, 01:12 PM	#17
70' GMC HERE.......Somewhere Join Date: Oct 2006 Location: Birmingham AL Posts: 2,488	Re: Finally got my pathfinder back but... I have full coverage with USAA __________________ Current rides: 2013 Hyundai elantra gt DD 1995 camaro my first crush lmao Was: 1970 with a 350 4barrel and 288 horses Classics make it possible!

03-13-2018, 01:13 PM	#18
70' GMC HERE.......Somewhere Join Date: Oct 2006 Location: Birmingham AL Posts: 2,488	Re: Finally got my pathfinder back but... I just want it back the way it was especially when I have to pay 507.77 a month for a car payment __________________ Current rides: 2013 Hyundai elantra gt DD 1995 camaro my first crush lmao Was: 1970 with a 350 4barrel and 288 horses Classics make it possible!

03-13-2018, 01:14 PM	#19
cypressbog Go Pack Go! Join Date: Nov 2005 Location: Green Bay Posts: 2,669	Re: Finally got my pathfinder back but... I know your cash won't be reimbursed. It's kinds like telling insurance you had a block of gold under the seat.



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03-13-2018, 01:19 PM	#20
70' GMC HERE.......Somewhere Join Date: Oct 2006 Location: Birmingham AL Posts: 2,488	Re: Finally got my pathfinder back but... Well it better be fixed after this I'm getting rid of USAA sorry ass insurance company __________________ Current rides: 2013 Hyundai elantra gt DD 1995 camaro my first crush lmao Was: 1970 with a 350 4barrel and 288 horses Classics make it possible!

03-15-2018, 01:38 PM	#23
el_fantasma Registered User Join Date: Oct 2016 Location: Redwood City CA Posts: 566	Re: Finally got my pathfinder back but... Last year a woman hit my truck http://67-72chevytrucks.com/vboard/showthread.php?t=749142 AAA was great, contacted me proactively and even paid for a rental car. Two years ago a guy hit me on my bicycle and broke my arm. The other drivers insurance was farmers and we’re going to trial on that one. I’ll get the initial amount offered by farmers and 2/3 of whatever else my attorney gets. Can’t really lose on that one but you have to be patient. Insurance companies like to drag these out in hopes you will settle. __________________ 72 White Cheyenne, The Ghost

03-15-2018, 02:34 PM	#25
CountofMonteCarlo84 Registered User Join Date: Jun 2015 Location: Longwood, FL Posts: 165	Re: Finally got my pathfinder back but... You keep a $1,000 in your car? lol I won't even leave 50 cents in the cup holder.

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