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Old 03-04-2018, 12:07 AM   #1
andrewpclayton
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Insurance for Daily driver with no other vehicle

Does anyone know of an insurance company that will do collision coverage on a 1969 gmc c1500 as my only vehicle and my daily driver? im struggling to find anything so frustrating
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Old 03-04-2018, 01:26 AM   #2
toolboxchev
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Re: Insurance for Daily driver with no other vehicle

Frustrating to say the least. My current rates have doubled over the last 5 years. Insurance company states its due to the influx of people in this state. I am calling b.s. I am a good driver with one ticket, and no accidents in over 7 years.

There is a thread by a fellow member Andy with some options. I know I will be looking at it again.
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Old 03-04-2018, 05:14 AM   #3
Blue1970chevyc10
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Re: Insurance for Daily driver with no other vehicle

I ran into the same problem, I got denied by 4 or the big insurance companies but I just talked to State Farm and they seem pretty chill. I just have to take my truck down and they will take photos of it etc.
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Old 03-04-2018, 09:15 AM   #4
Lieferson
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Re: Insurance for Daily driver with no other vehicle

I use Geico. They are easy to work with, and i dont pay any more for the 72 K10 than we do for the wifes 08 silverado
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Old 03-04-2018, 10:13 AM   #5
AirSpeed
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I have Allstate, pay only $65 a month for full coverage, even after two claims, one for hail damage and a second after I hit a deer. They paid $7500 for the deer claim, they even paid my deductible after they couldn’t find a appraiser in my area to value my truck in a timely fashion. They’ve never raised my rates, I have had a total of six claims on different vehicles with them, my rates have actually come down over the years.
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Old 03-04-2018, 11:24 AM   #6
jocko
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Re: Insurance for Daily driver with no other vehicle

Quote:
Originally Posted by Blue1970chevyc10 View Post
I ran into the same problem, I got denied by 4 or the big insurance companies but I just talked to State Farm and they seem pretty chill. I just have to take my truck down and they will take photos of it etc.
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Welcome to the board Blue1970! Show us your truck!
State Farm may be chill, but after one accident where I got T-boned by a Plymouth Fury, the service and stingy coverage payout was so horrible that I dropped THEM. That was over 30 years ago and I still don't miss them. Maybe they are better now, and maybe it was just my local agent (that's a human that used to sit in a building and talk with you in person when you had an accident, I'm not sure they aren't extinct).
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Old 03-04-2018, 11:35 AM   #7
BossHogg69
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Re: Insurance for Daily driver with no other vehicle

My daily is a '65 Chevy Bel Air. I have an agreed upon full coverage policy with Safeco. Hit a deer this past November, and had no problems getting it taken care of, other that watching the guys head explode at Service King (Safeco's 'approved' shop in my area) when he had to manually figure up the estimate to fix a 53 year old car that wasn't in his system!
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1969 Chevy CST/10 stepside, DART Big M/TREMEC Magnum Extreme/3.73's w/Detroit Truetrac
1965 Chevy Bel Air Wagon (daily driver), 327/TH350,10 bolt w/3.08's
1961 Chevy Bel Air Sport Coupe, ZZ454/M21/9" rear w/3.50's & Detroit Truetrac
2005 GMC 1500 ccsb 2wd, 6.0L/4L65e/3.73 G80
2006 GMC 2500HD ccsb 4x4, DMax LBZ/Allison 6spd/4.56's w/Detroit TrueTrac

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